Keep Up With Good Recordkeeping Maintaining a sound financial life also means taking steps to help protect your important records. Here are three questions to consider as you organize your tax and legal documents: What records should...
Read MoreThe Week on Wall Street Stocks fell sharply at the start of last week over trade tensions, then recovered with help from strong earnings and indications that U.S.-China trade talks would continue. Even so, the major indices had a down...
Read MoreThe Week on Wall Street As we noted recently, Wall Street has a wandering eye. Last week, it focused on the new tariff threats in the ongoing U.S.-China trade dispute. Stocks fell across five trading sessions: the Dow Jones Industrial...
Read MoreThe Week on Wall Street Stocks were up and down last week, and the three major benchmarks ended up little changed after five trading days. The S&P 500 rose 0.20% for the week; the Nasdaq Composite, 0.22%. The Dow Jones Industrial...
Read MoreThe Week on Wall Street Stocks just posted their second straight weekly gain. Investors were encouraged by the latest jobs report and new signs of progress on a U.S.-China trade deal. The Dow Jones Industrial Average advanced 1.17% in...
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Thursday, December 27, 2018
Reallocation Alert On December 26, 2018 the HCM 401(k) Optimizer® recommended a reduction in equity exposure. If you are using the Optimizer then you should have received an email notice and reminder to log into your Optimizer...
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Friday, November 30, 2018
It is common sense to assume that fund fees and expenses affect investment performance, but few retirement plan participants realize their default investment options can carry a hidden price tag that would shock and even outrage...
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Monday, November 26, 2018
Bottom line... You can not become a surgeon by buying a scalpel. You are not a dentist because you own a drill. You are not a plumber because you bought a nice wrench. You are not a portfolio manager because you own index funds.
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Saturday, November 17, 2018
I am very excited to announce a partnership with Howard Capital Management (HCM) to offer employees of the California Highway Patrol a complementary subscription the the HCM 401k Optimizer®. Retirement plans rarely offer the...
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Saturday, October 27, 2018
Market turmoil can test the emotional fortitude needed to sustain proven long term investment strategies. In my experience, emotional reactions are, in fact, more of a threat to investment performance than market corrections themselves...
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Saturday, August 18, 2018
Our community woke to the sound of a strange alarm coming from cellphones. As my eyes adjusted to the small screen I slowly deciphered a message no one wants to receive... "Emergency Alert! Mandatory evacuations due to Carr Fire..."...
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Saturday, August 4, 2018
https://youtu.be/lDSp_LwZhVk
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Thursday, May 17, 2018
Technology enables financial advisors to emulate portfolio management services provided by top tier institutions, but can an individual advisor truly replicate the same level of service? Financial advisors provide a variety of services...
Read MoreDalbar Inc. is widely considered the gold standard in financial services research. Of particular import is their annual Qualitative Analysis of Investor Behavior (QAIB) which monitors the gap between leading indicators of investment...
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